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Saving Accounts

At most banks, your savings account will be insured by the Federal Deposit Insurance Corporation (FDIC) for $250,000 per individual per institution.Saving Account Rates: Piggy-Bank

The most common type of bank account, and probably the first account you'll ever have (after a checking account), is a savings account. Savings accounts allow you to keep your money in a safe place while it earns a small amount of interest each month. These accounts usually require either a low minimum balance, like $25, or may require no minimum balance at all. This depends on the bank and the type of account.

If you save your money in a savings account, the bank or credit union will pay you interest, and you can easily get your money whenever you want it. At most banks, your savings account will be insured by the Federal Deposit Insurance Corporation (FDIC).

Shopping wisely now for a savings account means your funds will grow as much as they can--with security that lets you sleep soundly.

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