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Health insurance is insurance against the risk of incurring medical expenses. By estimating the overall risk of health care expenses, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.
Health insurance helps protect you from high medical care costs. It is a contract between you and your insurance company.
The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity insurance company
for you is the one that offers the services you need at prices you can afford. The services may include education courses for young drivers, information
on auto repairs and insurance policies that fit your family's specific needs.
Searching for health insurance can be overwhelming - not to mention thinking about other types of benefits you may want, like flexible spending accounts and dental, vision or life coverage.