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Motorcycle Insurance

Do you need to insure a motorcycle? Motorcycle insurance provides protection for the open road.

How much are you paying for your motorcycle insurance? Find out how much money you could be saving on your motorcycle insurance costs by comparing insurance quotes from multiple companies.



Factors in producing Motorcycle Insurance

With gasoline prices and car insurance rates, motorcycles are look attractive. Several factors are considered in producing your rate for motorcycle insurance, those including: driving record, time in years you have held a drivers license, number of tickets or accidents, liability that is require and whether you need to put comprehensive and collision coverage on the bike. Some of the higher speed bikes will cost more to insure for comprehensive and collision. Also, motorcycle theft is a problem these days. Your insurance agent can save you money with simple recommendations, but he or she can do nothing about your credit.

Two coverage's required by law: Property Damage Liability and Bodily Injury Liability- are automatically part of any motorcycle policy you buy.

  1. Property Damage Liability Coverage helps protect you from paying for the repair or replacement of another motorist’s vehicle or property, including vehicles, homes, or other structures.
  2. Bodily Injury Liability Coverage helps protect you from paying medical costs, loss of income, and funeral expenses of other people involved in an accident.

    Note:
    In some states, bodily injury to a passenger is covered separately under Passenger Liability coverage.

    In other states, you can pay an additional premium so that Bodily Injury Liability Coverage applies to passengers.


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