Career College Search

Online Schools

Campus Schools


Have you begun your college search? Find a college that's right for you. Acess over 8500 Colleges, Universities, and Trade Schools in the US.

Begin Now!


Get Your Degree!

Find schools and get information on the program that’s right for you.

Powered by Campus Explorer

Mortgage and Real Estate Glossary

Real Estate Definitions and Terms: D

Offers a Mortgage and Real Estate glossary for real estate and mortgage terms and definitions for home buyers, home sellers, and real estate consumers. Find expanded definitions of important real estate and mortgage home loan terms.

Glossary Search: (List is provided for reference only.)

# A B C D E F G H I
J K L M N O P Q R S
T U V W X Y Z Home

Please select the first letter of the mortgage or real estate word you are looking for and then scroll the listing below to find that word.

Definitions and Terms: D

Debt-to-Income Ratio (DTI) - The ratio of aggregate monthly debt to aggregate monthly income.

Deed - A legal document which affects the transfer of ownership of real estate from the seller to the buyer.

Deed-in-lieu - To avoid foreclosure ("in lieu" of foreclosure), a deed is given to the lender to fulfill the obligation to repay the debt; this process doesn't allow the borrower to remain in the house but helps avoid the costs, time, and effort associated with foreclosure.

Deed of Trust - Synonymous to a mortgage. A deed of trust or mortgage is obtained, depending on the state in which the borrower will reside.

Default - The failure to make payments on a loan.

Delinquency - Late- or non-payments of principal, interest, taxes, or insurance.

Deposit - A lump sum given in advance as security. A deposit is always paid of a larger amount to be paid in the future. In mortgage and real estate terms, this is called the "earnest money deposit."

Depreciation - In real estate and mortgage terms, the decline in the property value.

Discount - Difference between the face amount of a note or mortgage and the price at which the instrument is sold in the secondary market.

Discount Points - A term used in government subsidized loans, such as FHA and VA loans. Refers to any "points" (one percent of the loan amount) paid in addition to the one percent loan origination fee.

Down Payment - Money paid by a buyer from his own funds, as opposed to that portion of the purchase price which is financed.



Select the first letter of the real estate term you are looking for
Then scroll the listing to find that word.
Colleges & Universities
Colleges & Universities: Search or Browse over 8500 Colleges, Universities, and Trade Schools in the US..

Find and Compare!

With access to over 8,500 schools to choose from!
Hunting for a new job? Get advice or search over 1.6 million jobs on the largest job site

Get Your Degree!

Find schools and get information on the program that’s right for you.

Powered by Campus Explorer

Support for eReferenceDesk
More information at
Support eReferenceDesk

Please click the "DONATE" button and enter the amount you wish to contribute:
PayPal