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Mortgage and Real Estate Glossary

Real Estate Definitions and Terms: G

Offers a Mortgage and Real Estate glossary for real estate and mortgage terms and definitions for home buyers, home sellers, and real estate consumers. Find expanded definitions of important real estate and mortgage home loan terms.

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Definitions and Terms: G

Ginnie Mae - Government National Mortgage Association (GNMA); a government-owned corporation overseen by the U.S. Department of Housing and Urban Development, Ginnie Mae pools FHA-insured and VA-guaranteed loans to back securities for private investment; as With Fannie Mae and Freddie Mac, the investment income provides funding that may then be lent to eligible borrowers by lenders.

Good Faith Estimate - An estimate of charges which a borrower is likely to incur in connection with a loan closing.

Government Loan - A type of mortgage insured by the FHA (Federal Housing Authority), VA (Veteran's Administration), or RHS (Rural Housing Authority).

Government National Mortgage Association (Ginny Mae) -
Provides funds for government loans and takes over special assistance and liquidation functions of Fannie Mae.

Grace Period - A time allowed, usually 15 days, for making late payments without a penalty.

Grantee - The person to whom an interest in real property is conveyed.

Grantor - The person conveying an interest in real property.

Gross Monthly Income - The total amount the borrower earns per month, not counting any taxes or expenses. Often used in calculations to determine whether a borrower qualifies for a particular loan.



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