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Mortgage and Real Estate Glossary

Real Estate Definitions and Terms: O

Offers a Mortgage and Real Estate glossary for real estate and mortgage terms and definitions for home buyers, home sellers, and real estate consumers. Find expanded definitions of important real estate and mortgage home loan terms.

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Definitions and Terms: O

Offer - Indication by a potential buyer of a willingness to purchase a home at a specific price; generally put forth in writing.

Origination - Process of preparing, submitting, and evaluating a loan application; generally includes a credit check, verification of employment, and a property appraisal.

Origination Fee - The fee imposed by a lender to cover certain processing expenses in connection with making a loan. Usually a percentage of the amount loaned.

Owner Financing - A property purchase that is partly or wholly financed by the seller.

Owner's Title Policy - A policy protecting the buyer for the amount of the purchase price in the event of a future title dispute.



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