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Mortgage and Real Estate Glossary

Real Estate Definitions and Terms: V

Offers a Mortgage and Real Estate glossary for real estate and mortgage terms and definitions for home buyers, home sellers, and real estate consumers. Find expanded definitions of important real estate and mortgage home loan terms.

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Definitions and Terms: V

VA - Department of Veterans Affairs: a federal agency which guarantees loans made to veterans; similar to mortgage insurance, a loan guarantee protects lenders against loss that may result from a borrower default.

VA Loan - A government-backed mortgage loan supported by the US Veterans Administration.

Variable Rate - Interest rate that changes periodically in relation to a specific index.

Variable Rate Mortgage - See Adjustable Rate Mortgage.

Verification of Employment (VOE) - Document signed by the borrower's employer verifying the borrower's position and salary.

Vested - Means that one has a right to use a portion of a fund, such as an individual's retirement fund.



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